eapp
Term On The Go

The E-Application is a process that helps eliminate paper applications and allows you to complete the full application online via electronic signatures and submission to the carriers.

 Lincoln National * Nationwide * Securian (251K & above) * Prudential (251K & above) 

Non NY Carriers:  John Hancock * Principal * United of Omaha 

           Please note: “All permanent coverage will require an illustration and must be uploaded to the E-APP.

A Signed illustration is required before issue. Please contact our sales area for assistance with the illustration.”

 

Term On The Go / Drop Ticket Term is a multi-carrier digital platform that allows you to compare term rates from these eleven insurance companies on the IU website:

American General * American National (ANICO) * Banner * Centrian (SBLI in CT) * John Hancock * Pacific Life -Promise Term * Protective * Prudential * SBLI * United of Omaha * William Penn

You can then “drop a ticket” submission to apply for TERM Insurance electronically. This process requires telephone interview with the insured and allows the carrier to schedule any necessary age/amount requirements.

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Innovative Underwriters, Inc. works with a variety of insurance carriers. Any product guarantees expressed in a carrier’s policy/contract are backed by the claims paying ability of the issuing carrier and/or its named subsidiary. Innovative Underwriters, Inc. is a wholly-owned subsidiary of The Guardian Life Insurance Company of America, New York, NY. Innovative Underwriters, Inc is insurance licensed in AL, AZ, AR, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY . This Internet site may provide links to other sites for your convenience in locating related information and services. Innovative Underwriters, The Guardian Life Insurance Company of America (Guardian) do not maintain these other sites and have no control over the organizations that maintain the sites or the information, products or services these organizations provide. Innovative Underwriters and Guardian cannot make any representation or warranty as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to this Internet site or incorporated herein, and take no responsibility therefore. Innovative Underwriters and Guardian do not recommend or endorse these organizations or their products or services in any way. Neither Guardian, nor its subsidiaries, agents or employees give tax or legal advice. You or your client should consult with your tax or legal advisor regarding your individual situation. Neither Guardian nor its subsidiaries issue Long Term Care Insurance. This Website Is Intended For Agent/Broker Use Only And Not For Use With The General Public.

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GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America®
2018-68065 Exp. 10/20

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