The E-Application is a process that helps eliminate paper applications and allows you to complete the full application online via electronic signatures and submission to the carriers.
Lincoln National * Nationwide * Prudential * Securian * US Life
Non NY Carriers: American General * John Hancock * North American * Principal * United of Omaha * Symetra
Please note: “All permanent coverage will require an illustration and must be uploaded to the E-APP. A Signed illustration is required before issue. Please contact our sales area for assistance with the illustration.”
CLIENT REFERENCE PIECES
Drop Ticket is a multi-carrier digital platform that allows you to compare rates from these eleven insurance companies on the IU website:
American General * American National (ANICO) * BANNER * Centrian (SBLI in CT) * John Hancock * Pacific Life -Promise * Protective * Prudential * SBLI * William Penn
You can then “drop a ticket” submission to apply for Insurance electronically.
This process requires telephone interview with the insured and allows the carrier to schedule any necessary age/amount requirements.
Effective 9/30/2021 – Business cases ONLY!
Principal Drop Ticket process is required for all non-NY term applications 3M and below. – Business cases only!
(Paper apps will NOT be accepted, except for NY business cases.)
IMPORTANT – DROPTICKET@INNOVATIVEUNDERWRITERS.COM must be indicated in the required contact email section of submitting office.