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eapp

The E-Application is a process that helps eliminate paper applications and allows you to complete the full application online via electronic signatures and submission to the carriers.

 Equitable * Lincoln National * Nationwide * Prudential * Securian * US Life

Non NY Carriers:  American General * John Hancock * North American * Principal * United of Omaha * Symetra         

Please note: “All permanent coverage will require an illustration and must be uploaded to the E-APP.                                                                          A Signed illustration is required before issue. Please contact our sales area for assistance with the illustration.”

CLIENT REFERENCE PIECES

PRINCIPAL ONLINE PART B


DROP TICKET

SUBMISSION

Drop Ticket  is a multi-carrier digital platform that allows you to compare rates from these eleven insurance companies on the IU website:

American General * American National (ANICO) * BANNER * Centrian (SBLI in CT) * John Hancock * Pacific Life -Promise  * Protective * Prudential * SBLI * William Penn

You can then “drop a ticket” submission to apply for Insurance electronically.

This process requires telephone interview with the insured and allows the carrier to schedule any necessary age/amount requirements.

Effective Immediately! Principal Drop Ticket process is required for all non-NY term applications 3M and below.

(Paper apps will NOT be accepted, except for NY)

IMPORTANT

IMPORTANTDROPTICKET@INNOVATIVEUNDERWRITERS.COM must be indicated in the required contact email section of submitting office.

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