The E-Application is a process that helps eliminate paper applications and allows you to complete the full application online via electronic signatures and submission to the carriers.
Lincoln National * Nationwide * Securian (251K & above) * Prudential
Non NY Carriers: John Hancock * Principal * United of Omaha * Symetra (250K & above)
Please note: “All permanent coverage will require an illustration and must be uploaded to the E-APP.
A Signed illustration is required before issue. Please contact our sales area for assistance with the illustration.”
DROP TICKET
SUBMISSION
Drop Ticket is a multi-carrier digital platform that allows you to compare rates from these eleven insurance companies on the IU website:
American General * American National (ANICO) * Banner * Centrian (SBLI in CT) * John Hancock * Pacific Life -Promise Term * Protective * Prudential * SBLI * United of Omaha * William Penn
You can then “drop a ticket” submission to apply for Insurance electronically.
This process requires telephone interview with the insured and allows the carrier to schedule any necessary age/amount requirements.
Effective Immediately! Principal Drop Ticket process is required for all non-NY term applications 500K and less.
(Paper apps will NOT be accepted, except for NY)
NOTE – when completing the Drop Ticket – Section 3 – ADVISOR – Submitting Office page, you MUST enter the following contact email address so the case is acknowledged & linked to IU.