The E-Application is a process that helps eliminate paper applications and allows you to complete the full application online via electronic signatures and submission to the carriers.
Lincoln National * Nationwide * Securian (251K & above) * Prudential (251K & above)
Non NY Carriers: John Hancock * Principal * United of Omaha
Please note: “All permanent coverage will require an illustration and must be uploaded to the E-APP.
A Signed illustration is required before issue. Please contact our sales area for assistance with the illustration.”
Term On The Go / Drop Ticket Term is a multi-carrier digital platform that allows you to compare term rates from these eleven insurance companies on the IU website:
American General * American National (ANICO) * Banner * Centrian (SBLI in CT) * John Hancock * Pacific Life -Promise Term * Protective * Prudential * SBLI * United of Omaha * William Penn
You can then “drop a ticket” submission to apply for TERM Insurance electronically. This process requires telephone interview with the insured and allows the carrier to schedule any necessary age/amount requirements.