Menu

Long Term Care

Long Term Care

Art Jetter and Company is a strategic partner to Innovative Underwriters and the Guardian Network servicing producers since 1979.
With resources and vast knowledge of the LTC market our team can help provide the support and assistance for all your LTC needs

Why Brokers Do Business with Us

  • Serving producers since 1979
  • Assist in carrier and plan selection
  • Market specialists 
  • Case management
  • Free leads and custom lead systems
  • Free email encryption tool
  • We profile your cases
  • On-staff chief underwriter
  • New-business specialists
  • $1,000,000 no-cost E&O
  • Tailored compensation
  • Weekly sales and marketing training

Why Advisors Do Business 2022

Carriers

LONG TERM CARE INSURANCE

LTC HYBRID LIFE & ANNUITIES

Find the Right People to Talk to About LTCI
Short Term Care Insurance
Creating Flexible Options with AssetCare
Lincoln Financial MoneyGuard II
OneAmerica: The Great Income Gap + LTC Sales Strategies

Testimonials

“We find the ability to share underwriting files between Guardian and IU to be extremely beneficial in our daily business processing. In addition, our ability to share files is a terrific recruiting tool we can add to our value proposition, to help our associates build their careers.”

Nat Perlmutter   

“As a long time producer at Guardian, for many years we were writing UL and large term cases with various brokerage general agencies throughout the country.
For the last three years, we only write business with IU for the following reasons:
1. Quick response to every inquiry
2. We do not need to get unnecessary underwriting requirements. This saves time.
3, Expert advice on advanced planning situations.
4, Fantastic and quick underwriting. Superb communication and follow through.
5. Maybe, most importantly, getting exceptions and negotiating better underwriting classes than originally issued.

My life and business is better because of IU and their fantastic TEAM.”

Earl E. Rubinoff, CLU   

Quick Links

E-SUBMISSIONS
Term Quotes
Forms
Contracting
Case Status

Contact Us

Innovative Underwriters
1800 JFK Blvd, Suite 700 
Philadelphia, PA 19103
Phone: 800.446.7872
info@Innovativeunderwriters.com

Innovative logo

Innovative Underwriters, Inc. works with a variety of insurance carriers. Any product guarantees expressed in a carrier’s policy/contract are backed by the claims paying ability of the issuing carrier and/or its named subsidiary. Innovative Underwriters, Inc. is a wholly-owned subsidiary of The Guardian Life Insurance Company of America, New York, NY. Innovative Underwriters, Inc is insurance licensed in AL, AZ, AR, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY . This Internet site may provide links to other sites for your convenience in locating related information and services. Innovative Underwriters, The Guardian Life Insurance Company of America (Guardian) do not maintain these other sites and have no control over the organizations that maintain the sites or the information, products or services these organizations provide. Innovative Underwriters and Guardian cannot make any representation or warranty as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to this Internet site or incorporated herein, and take no responsibility therefore. Innovative Underwriters and Guardian do not recommend or endorse these organizations or their products or services in any way. Neither Guardian, nor its subsidiaries, agents or employees give tax or legal advice. You or your client should consult with your tax or legal advisor regarding your individual situation. Neither Guardian nor its subsidiaries issue Long Term Care Insurance. This Website Is Intended For Agent/Broker Use Only And Not For Use With The General Public.

Guardian logo

Disclaimer

GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America®
Carriers listed are independent of and unaffiliated with Guardian. 2023-150881 Exp. 2/25

Designed by Apis Productions

Skip to content