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Life & Annuity

You’ll never be without a life insurance solution for your clients! IU offers vast options for Term, WL, UL, IUL, SUL, as well as Fixed annuities for SPIA, DIA, SPDA, and Medicaid Compatible Annuities. 

Meet our Team

Product Selection and Case Design

Mike Jackson East Coast External Wholesaler (215) 875-8626
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Larry Miller West Coast External Wholesaler (267) 838-3177
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Forms and Illustration Requests

Greg Thomas West Coast Internal Wholesaler (215) 599-7409
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Melissa Auriemma East Coast External Wholesaler (215) 875-8655
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Jennifer Tocco East Coast External Wholesaler (215) 599-5490
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Contracting, Licensing & Commission Inquiries

Jane Hardy Commission and Licensing Specialist (215) 875-8605
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Mercedes Jacobi Commission and Licensing Specialist  (215) 875-8654
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Life Carriers:

American General
US Life
ANICO
Ameritas
Banner, 
William Penn
Equitable
John Hancock
Lincoln National,
MassMutual
Nationwide
North American
Securian
New York Life
Pacific Life
Principal
Protective
Prudential 
SBLI
Symetra
First Symetra
United of Omaha

IUL Carriers:

Equitable
Principal National
Protective
Prudential
Pacific Life
North American
Nationwide 
Lincoln Life of NY
John Hancock
United of Omaha
Life Product information
Innovative Underwriters Proprietary Marketing Materials
IU Overview
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Innovative Underwriters, Inc. works with a variety of insurance carriers. Any product guarantees expressed in a carrier’s policy/contract are backed by the claims paying ability of the issuing carrier and/or its named subsidiary. Innovative Underwriters, Inc. is a wholly-owned subsidiary of The Guardian Life Insurance Company of America, New York, NY. Innovative Underwriters, Inc is insurance licensed in AL, AZ, AR, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY . This Internet site may provide links to other sites for your convenience in locating related information and services. Innovative Underwriters, The Guardian Life Insurance Company of America (Guardian) do not maintain these other sites and have no control over the organizations that maintain the sites or the information, products or services these organizations provide. Innovative Underwriters and Guardian cannot make any representation or warranty as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to this Internet site or incorporated herein, and take no responsibility therefore. Innovative Underwriters and Guardian do not recommend or endorse these organizations or their products or services in any way. Neither Guardian, nor its subsidiaries, agents or employees give tax or legal advice. You or your client should consult with your tax or legal advisor regarding your individual situation. Neither Guardian nor its subsidiaries issue Long Term Care Insurance. This Website Is Intended For Agent/Broker Use Only And Not For Use With The General Public.

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Disclaimer

GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America®
Carriers listed are independent of and unaffiliated with Guardian. 2023-150881 Exp. 2/25

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