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E-SUBMISSIONS

E-Application Submission

E-Application submissions are provided by IPipeline IGO electronic processing.

(*CARRIERS IN BOLD ARE AVAILABLE IN NY*)

NOTE – please be sure product training is complete for all NY business

American General

John Hancock

Lincoln National

*NATIONWIDE*

North American

Principal (Business cases only)

*PROTECTIVE*

*PRUDENTIAL*

*SECURIAN*

Symetra

Transmerica

United of Omaha

 

All permanent coverage will require an illustration and must be uploaded to the E-APP. Signed illustrations are required before issue.

TRAINING / INSTRUCTIONS

Demo Training Video

Drop Ticket Submission

Drop Ticket is part of the TMA platform that allows producers to submit basic client information for quick ticket submission then the carrier/vendor does the rest!

(*CARRIERS IN BOLD ARE AVAIL. IN NY*)

NOTE -please be sure product training is complete prior to Drop ticket submission

American General

Banner

Centrian (SBLI in CT)

John Hancock

Pac Life (Promise Series only)

Protective

*PRUDENTIAL*

Saving Bank Life Ins (SBLI)

*WILLIAM PENN* – Not Available on Replacement cases –

Demo Training Video

Principal Drop Ticket portal BUSINESS CASES & BUSINESS OWNER SUBMISSION'S ONLY

Principal ‘s Drop Ticket process is required for all term “BUSINESS” cases only on DB amounts 3M and below (NON-NY).

Paper apps will only be accepted for Business NY cases.

IMPORTANT:  you MUST indicate DropTicket@innovativeunderwriters.com in the Advisor section of the ticket in order for the case to be processed.

 

Annuity Application Submission

Annuity Electronic Processing is available for Fixed Annuity business with the following  carriers:

AIG

*American National (ANICO)*

*FIRST SYMETRA (NY)*

Integrity

*NATIONAL INTEGRITY*

Nationwide

Protective

Symetra

 

TRAINING INSTRUCTIONS
Innovative logo

Innovative Underwriters, Inc. works with a variety of insurance carriers. Any product guarantees expressed in a carrier’s policy/contract are backed by the claims paying ability of the issuing carrier and/or its named subsidiary. Innovative Underwriters, Inc. is a wholly-owned subsidiary of The Guardian Life Insurance Company of America, New York, NY. Innovative Underwriters, Inc is insurance licensed in AL, AZ, AR, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY . This Internet site may provide links to other sites for your convenience in locating related information and services. Innovative Underwriters, The Guardian Life Insurance Company of America (Guardian) do not maintain these other sites and have no control over the organizations that maintain the sites or the information, products or services these organizations provide. Innovative Underwriters and Guardian cannot make any representation or warranty as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to this Internet site or incorporated herein, and take no responsibility therefore. Innovative Underwriters and Guardian do not recommend or endorse these organizations or their products or services in any way. Neither Guardian, nor its subsidiaries, agents or employees give tax or legal advice. You or your client should consult with your tax or legal advisor regarding your individual situation. Neither Guardian nor its subsidiaries issue Long Term Care Insurance. This Website Is Intended For Agent/Broker Use Only And Not For Use With The General Public.

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Disclaimer

GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America®
Carriers listed are independent of and unaffiliated with Guardian. 2023-150881 Exp. 2/25

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