Innovative Underwriters, LLC, (IU) is a wholly-owned subsidiary of The Guardian® Life Insurance Company of America with nearly 50 years in the industry as a Brokerage General Agency committed to helping insurance producers serve their clients.

IU provides access to a robust suite of nonproprietary products from a diverse set of top-rated carriers. Our unique guidance helps you compete in today’s challenging market environment. Our dedicated teams are committed to providing you with guidance through each case –regardless of size – every step of the way.

Through our experience and relationships, we know which carrier to approach to best serve each of your individual cases. We will work directly with the carriers on behalf of you and your client to reach an offer. We have all the resources needed to protect all your clients.

Our team operates with an extensive pool of experience.

• 75+ years of sales experience across multiple carriers
• Nearly 50 years of true underwriting
  

   experience

• Nearly 50 years building relationships
• 100 years of service experience